Will A Debt Settlement Program Affect Your Credit History? Pt. 2

In the last article I wrote about debt settlement programs and whether it was a good idea to agree to one or not. Keeping all of this information I relayed to you in mind, if you come to the conclusion that debt settlement isn’t the best option for you, there are four other main options: remain delinquent, come up with extra money to make payments, work with a credit counselor, or declare bankruptcy.

Fake Debt Settlement Schemes To Be On The Lookout For Part Two

In the last article I spoke about seemingly disreputable debt consolidation schemes that you should be aware of. Read on to find out more about these scams….

Bank Gets Taken To Court For Bad Business

Credit card issuer Capital One Bank and four other companies were sued by West Virginia Attorney General Darrell McGraw for deceptive and unfair practices and bad business conduct. The complaint was filed this week in West Virginia’s Circuit Court and it alleges that Capital One fooled consumers into repayment plans by sending out solicitations disguised as new credit offers.

10 Tips To Successfully Collect A Debt

10 Tips to help you collect debt:

Today In The Collections Industry

The collections industry has grown so huge in the last couple of years. The reason for this is that collections and recoveries are usually outsourced business functions. It would be unfathomable for a creditor to handle retrieving debt from all of their accounts, so the creditors call the collections agencies.

Debt Collection And Identity Theft

A call from a debt collection agency about a bill you know nothing about may be the first sign that you could be the victim of identity theft. This crime touches the lives of as many as ten million victims a year.

FTC Forces Con Man To Pay Up

The Federal Trade commission plans to award 1.6 million dollars to thousands of consumers who were scammed into paying money that they didn’t owe by con artists who utilized threats, harassment and lies to get them to pay up.

Quick Calculations Could Bail You Out Of Debt

With differing accounts, interest rates and debt hitting you at once, your financial situation can very well seem overwhelming. But if you follow this program you will find that there is an effective and safe way to manage your money.